About PayByChance
Learn more about our mission, vision, and the values that drive us forward.
Our Mission
At PayByChance, our mission is to turn everyday spending into exciting opportunities — giving everyone a fun, fair shot at meeting their needs and desires at the price of a raffle ticket.
We believe that every transaction should hold the potential for something extraordinary. By combining innovation with accessibility, we're creating a new way for Nigerians to experience value in their daily purchases.
Our Vision
To be Africa's favorite way to turn everyday spending into exciting wins — where every tap holds a chance to change your story.
We envision a future where PayByChance is synonymous with opportunity, where millions of Africans experience the thrill of possibility with every transaction, and where winning is not just luck — it's a way of life.
Our Core Values
The principles that guide everything we do
Security
We prioritize the safety and privacy of our users' financial information with state-of-the-art encryption and secure payment processing.
Innovation
We constantly develop cutting-edge solutions to simplify transactions and create exciting opportunities for our users.
Inclusivity
Our platform is designed to cater to the needs of everyone, fostering financial inclusion and equal opportunities for all.
Integrity
We operate with complete transparency and fairness, ensuring every draw is random and every user is treated equally.
Our Story
PayByChance was born from a simple idea: what if every purchase could be an adventure? What if the routine act of buying groceries, paying bills, or shopping online could suddenly become an opportunity to win?
Founded in Lagos, Nigeria, we set out to create Africa's first Universal Transaction Chancification platform — a place where chance meets commerce, and where everyday transactions transform into exciting possibilities.
Today, PayByChance partners with merchants across Nigeria, bringing the thrill of possibility to thousands of users. We're not just building a platform — we're creating a movement where every Nigerian can dream bigger with every transaction.
Ready to Experience PayByChance?
Join thousands of users who are turning their everyday transactions into winning moments.